Finance Your Dream Home with Harrisonburg Mortgages

We offer a range of mortgage services to help you achieve your homeownership goals. Whether you're looking to purchase a new home, refinance your current mortgage, or explore construction and home equity loan options, we've got you covered.

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Purchase

Looking to buy a new home? Our Purchase Loans can help you achieve your dream of homeownership. With competitive rates and flexible terms, we make the home buying process easy and affordable.

Competitive rates

Flexible terms

Easy and affordable

Discover the Benefits of Refinancing Your Mortgage Today

Refinancing your mortgage can help you lower your interest rate, reduce your monthly payments, and access your home's equity for other financial needs. Learn more about the refinancing process and how it can benefit you.

Why Refinance?

Refinancing allows you to secure a better loan term and potentially save thousands of dollars.

How It Works

Explore our step-by-step guide to refinancing your mortgage and start saving today.

Discover the Benefits of Construction Loans for Your Dream Home

Our Construction Loans provide the financing you need to build your dream home from the ground up. With competitive rates and flexible terms, we make it easy to turn your vision into reality.

Flexible Financing

Secure the funds you need to start building your dream home with our Construction Loans.

Expert Guidance

Our team of mortgage experts is here to assist you throughout the construction loan process.

Home Equity Loans

Unlock the value of your home with our Home Equity Loans. Whether you're looking to renovate, consolidate debt, or fund a major expense, our flexible options can help you achieve your goals. Learn more about our Home Equity Loans and start making the most of your home's equity today.

Harrisonburg, Rockingham County, and Beyond...

Welcome to Harrisonburg Mortgages, where we provide a wide range of loan options to meet your needs. With a history of excellence and a commitment to our customers, we are dedicated to helping you achieve your homeownership goals.

FAQs

Find answers to common questions about mortgages and the loan process.

What is a mortgage?

A mortgage is a loan used to finance the purchase of a home. It is secured by the property itself and typically repaid over a set period of time.

How do I apply?

To apply for a mortgage, you will need to gather your financial documents, such as pay stubs and tax returns, and submit an application to a lender. They will review your information and determine if you qualify for a loan.

What are the types of mortgages?

There are several types of mortgages available, including fixed-rate mortgages, adjustable-rate mortgages, and government-backed mortgages like FHA loans. Each type has its own advantages and considerations.

How much can I borrow?

The amount you can borrow for a mortgage depends on various factors, such as your income, credit score, and the value of the property. A lender will assess your financial situation to determine your borrowing capacity.

What is the interest rate?

The interest rate on a mortgage is the cost of borrowing money. It can vary based on market conditions, your creditworthiness, and the type of mortgage you choose. It's important to compare rates from different lenders to get the best deal.